Online Payments in Kenya: M-Pesa, Cards, and Everything You Need to Accept

Accept online payments in Kenya with confidence. This guide covers M-Pesa integration, card payments, and the best payment gateways for Kenyan e-commerce.

DEDavid Esabwa
Online Payments in Kenya: M-Pesa, Cards, and Everything You Need to Accept

For any Kenyan business selling online, accepting payments seamlessly is non-negotiable. The good news is that Kenya has one of the most advanced mobile payment ecosystems in the world, centred around M-Pesa.

Payment Options for Kenyan E-commerce

  • M-Pesa (STK Push): The most trusted payment method in Kenya.
  • Card Payments: Visa and Mastercard via payment gateways.
  • Airtel Money: For customers on the Airtel network.
  • PayPal: For international customers.
  • Bank Transfer: For large B2B transactions.

Recommended Payment Gateways

  • Safaricom Daraja API: Direct M-Pesa integration for the best rates.
  • Pesapal: Multi-payment gateway supporting M-Pesa, cards, and bank transfers.
  • Flutterwave: Pan-African payment solution with multiple payment methods.
  • IntaSend: Kenyan-focused payment gateway with easy integration.

Our e-commerce team has integrated all major Kenyan payment gateways. Let's build your store.