M-Pesa Till Number vs Paybill for Kenyan E-commerce: Which Should You Choose?

Choosing between M-Pesa Till Number and Paybill Number for your online store? This guide breaks down the differences, costs, and which is better for e-commerce.

DEDavid Esabwa
M-Pesa Till Number vs Paybill for Kenyan E-commerce: Which Should You Choose?

When setting up M-Pesa payments for your Kenyan e-commerce store, you need to choose between a Till Number (Buy Goods) and a Paybill Number. Each has different features, costs, and use cases.

Till Number (Buy Goods & Services)

  • Free for customers (no transaction fee)
  • Funds go directly to your M-Pesa account
  • Simpler to set up
  • Limited automation capabilities

Paybill Number

  • Customer pays a small transaction fee
  • Account number field for transaction identification
  • Better for automated reconciliation
  • Supports STK Push via Daraja API
  • Required for seamless e-commerce integration

For e-commerce websites, we recommend Paybill with STK Push integration. Our development team handles the technical integration. Get started.